Numerous coverage options for individuals and families, Many plans include preventive care at 100%, Annual maximum benefit amounts can be as low as $1,000 per person, Waiting periods may apply for basic and major services, although they vary. Search for a network dentist near your home or work. For this reason, you should read over the terms and conditions of any plan you’re considering to make sure that basic care like fillings as well as major services like crowns and bridges are included in your coverage. Note that not all Renaissance Dental plans cover preventive care at 100%, and some waiting periods apply for restorative care and major services. Texas residents insured or offered by Humana Insurance Company, HumanaDental Insurance Company, or DentiCare, Inc. (DBA CompBenefits). Some dental insurance from Humana features a lifetime deductible, usually $50 for individuals and $150 for families, while other plans charge an annual deductible. We publish unbiased product reviews; our opinions are our own and are not influenced by payment we receive from our advertising partners. Important COVID-19 updates for enrollees and providers. Dental insurance doesn’t normally cover cosmetic procedures like teeth whitening, and you may also struggle to find coverage for pre-existing conditions such as missing teeth. Still, dental insurance works differently than health insurance in terms of how much coverage you can receive. A report from the American Dental Association says that, on average, adults ages 19 to 34 spend approximately $492 on dental work within a year, whereas those ages 35 to 49 spend $498. Patients from our dental plans may identify themselves as having Unum Dental, Colonial Life Dental, AlwaysCare or Starmount dental insurance. For other Delta Dental Plans Association member companies, visit the Delta Dental Plans Association website. Individual applications are subject to eligibility requirements. Dental insurance plans can vary widely, and this includes what they will and will not include. This company's customer service is known for its quality, and they have several different plans for individuals and families that offer varying levels of coverage and inclusions to meet consumers' needs. Our insurance is designed to help cover dental care that is essential to good health. UnitedHealthOne offers dental insurance plans with no age limit and preventive care covered with no deductibles or waiting periods. Once your annual maximum benefit amount is met, you will have to pay for dental care out of pocket. Get the most out of your plan. The dentists in our networks have agreed to charge lower fees to our members, so choosing in-network dentists saves you money. Visit a dentist in your network to get the most savings. We strive to provide our members with access to the best dental professionals and the most convenient dental care locations. How much you’ll pay for coverage can vary depending on where you live. About our patients. For the most part, the majority of dental insurance plans cover preventive care like cleanings and X-rays at 100%, although waiting periods may apply. According to an analysis from the American Dental Association, most people would actually be better off paying for dental care out of pocket. Association membership and fees may be required in some states. Not a member yet? If you’re curious how much one of UnitedHealthOne’s plans might cost in your area, consider these dental insurance quotes for a 40-year-old individual: Why we chose this company: UnitedHealthOne is our pick as best for families thanks to their winning combination of preventive care and orthodontia coverage that can really save families a lot of money. Getting a dental insurance plan at any age can help cover the costs of preventive care while softening the blow on pricier dental procedures like crowns, bridges, and fillings. We profile the best dental insurance companies money can buy to … Network (or plan) name
Choose the name of your network plan. These include white papers, government data, original reporting, and interviews with industry experts. © Delta Dental. Register for a MyHumana account today. While the cost for Cigna dental insurance can vary depending on where you live, these quotes can help you get an idea of general pricing: Why we chose this company: We chose Cigna as the best overall dental insurance due to its broad network of over 90,000 dentists and diversity of plans that can fit a variety of needs and budgets.