, which could reduce the actual loan amount you receive, or a prepayment fee for paying back the loan before its term ends. But there’s still more to it. We'll instantly match you with the best loan offers. This in turn can lead to downward trends in your credit score and reduced ratings from credit monitoring bureaus, impacting your ability to do other things like obtaining credit cards with good introductory period terms, secure home equity loans with low annual fees and more. Time Investment has helped many people with bad credit to get cosmetic and plastic surgeries We cater to prime, non-prime, and even no-credit applicants, making us one of the most sought-after options for cosmetic surgery financing. There is an old truism that “Insurance companies don’t stay in business by writing checks.” Insurance companies are designed to limit and spread around risk among the pool of customers, thereby limiting the financial damage both to clients and the company when they do have to payout. According to the company’s website, if you don’t pay back a CareCredit purchase in full by the end of the term, you’ll be retroactively charged all of the interest, which is 26.99% for new accounts. Here is the list of plastic surgery financing companies that can help you move forward with getting the procedure you’ve always wanted. United Medical Credit offers simple, transparent medical financing options. }, And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. Staff and providers that fall into this category will continue to provide support and services. The minimum loan amount in NM is $5,100. Mommy makeovers, tummy tucks, cosmetic dental procedures and more have become so mainstream that much of the stigma concerning plastic surgery has vanished. Looks do matter—and United Medical Credit is here to help with plastic surgery financing options which can help you achieve the look you’ve always wanted and get the respect you deserve! Here are some of the financing companies that can help you move forward with getting the procedure you've always wanted. }, All financial products, shopping products and services are presented without warranty. Late fee: Greater of $15 or 5% of payment after 15-day grace period. United Medical Credit offers financing for cosmetic surgery and can help you skip the frustration of sorting through payment plans and find you a plastic surgery financing plan which works with your budget and life! To learn more about. The time it will take to fund your loan may vary. Quoted rates depend on results of medical evaluation. The origination fee ranges from 1% to 6% of the original principal balance and is deducted from your loan proceeds. We have a great network of skilled cosmetic surgeons, or if your doctor of choice isn’t in our network, we’ll help them enroll to make getting your procedure from a medical professional you trust simple. Iowa: $8,500. Soft credit check with pre-qualification. Fees. There is no fee or penalty for repaying a loan early. "author": { Cosmetic surgery can bring major positive changes to your life. I value that team-oriented spirit and feeling that I get from TIC. You sign and return the documents with a void cheque to Medicard. We’re here to help with straight talk, open, transparent terms and associates who are passionate about giving you access to the best loans for your needs. Plastic surgery loans are one way — but not the only way — to pay for plastic surgery. Georgia: Unless you are a present customer, $3,100 minimum loan amount. Payment plans. Depending on the lender you choose, you could get access to special features, like financial education tools, free credit monitoring and a one-time option to defer a payment.