This section on your statement summarizes your: View the eBill page for enrollment steps and more FAQs. Now that you’ve wrapped up closing your Synchrony credit card, compare your credit card options to find the best you’re eligible for. It may take up to 60 days to investigate and resolve your dispute. See below for more details on how this works. We may also receive compensation if you click on certain links posted on our site. Yes. Here’s how many points it takes to nab that Amazon gift card. Autopay is simply an automatic way to make a payment. All financial products, shopping products and services are presented without warranty. If you’re already logged in, you can open a chat window by clicking the Chat icon located in the upper-right corner of the browser. Get our weekly newsletter for the latest in money news, credit card offers + more ways to save. ET on any day will be credited as of the same day. There is never any penalty for early repayment. Payments may also be made over the phone, but we will charge you a fee to make phone payments. Optional, only if you want us to follow up with you. Many or all of the products featured here are from our partners who compensate us. Closing a credit card? To cancel your card, decline any offers you get and be ready to: When ready, call the number on the back of your card or 1-877-295-2080. They have access to the same tools and resources as our phone agents and are here to answer all your account questions. The Promotional Summary Box on your monthly statement will clearly show the balance for each promotional financing purchase and corresponding expiration date. What if I want to pay off the item(s) that qualify for promotional financing before they are due? Please review your account activity. Why has a late fee been charged to my account? Interest will still accrue at the standard rate for your account. New York, NY, 10016. If mailing your payment, please be sure to allow 7-10 business days for your payment to be received and posted to your account. Purchase items you need over six months with no interest or fees, but be aware of the drawbacks. Kliment has also written on money transfers, home loans and more. After that, all your dealings will be with the collection agency. All payments must be made on monthly due date to avoid late fees. Consider investing in PC security software. is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. Is Autopay a payment arrangement that guarantees that my account or promotion(s) will be paid in full before expiring? Make sure to do these 5 things. 3. If you have a Deferred Interest/No Interest If Paid In Full promotional purchase balance: This is standard practice for most issuers, who know that talking to a customer service representative means the bank can entice you with new terms for your card. Mailed a check: Check with your bank to see if the check was cashed. You will also probably lose any credit card rewards you haven’t cashed in. For more information, watch this informative video about Deferred Interest promotional financing. You should also check your credit report to make sure there's nothing fishy going on; if you spot an error that's dragging down your score, be sure to take steps to have it corrected right away. With Autopay, set payments will automatically be deducted from your bank account each month on your payment due date. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. When you select Multiple Payments, there’s more flexibility; you can schedule up to 12 future payments independently, including the date you want the payment to post to your account and the amount. It’s also possible that the credit card issuer no longer offers the same terms it originally gave you, or that the card you're using is being phased out. Simply pay as you normally would—swipe or insert your card at checkout. With an Equal Payment Promotion, no interest will be charged on the promotional purchase and the same equal payments are required monthly. See merchant or for promotional financing details and merchant locations. What is an Equal Payment Promotion, and how does it work? How do I dispute something I see on my billing statement? Yes. This is a little hard to pin down, because it’s not always clear why the issuer has shuttered the account. When evaluating offers, please review the financial institution’s Terms and Conditions. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free. A complete list of participating retailers and gas locations can be found online here. We may ask security verification questions if our system does not recognize your device (e.g., phone, computer). To avoid late payment fees, pay at least the Total Minimum Payment Due given on your statement. Can I change the banking information that was stored from submitting a previous payment? Same-day payments are processed until 11:59 p.m. Once I have cancelled Autopay, how long does it actually take to go into effect? To preserve your rights, please write us at: For comprehensive information of consumer credit card rights, review Consumer Information: Disputing Credit Card Charges on the FTC site. Everything for your home — from floors to décor. Synchrony Car Care™ Manage all your car expenses — gas, tires, repairs and maintenance — with one card. Synchrony HOME™ One card. Interest, as calculated above, is added as applicable to each balance type. Visit or call 1-855-333-2820; Discount Tire cardholders can visit or call 1-866-892-8078; America’s Tire cardholders can visit or call 1-866-892-8078. Make your payments on time, even if you can only afford to pay the minimum. However, if you do not yet have a Synchrony Bank card and you would like to make a general enquiry, you can contact customer service online or by phone at 1-866-419-4096. A request for an account closure confirmation letter. Will this amount be deducted as well? From the Home Page, select the Autopay-Off link located below the Make Payment button. Gift certificates and credit cards are not accepted as a form of payment. Chat is available 24x7 on both desktop computers and mobile devices. Autopay is not a payment plan arrangement. Or, you can call 877-295-2080. If cashed, get a copy of the cancelled check from your bank. Users may not be matched with all offers or banks. If cashed, get a copy of the cancelled check from your bank. If you stop using the card, the issuer may choose to shut it down because they’re not making enough money to justify keeping the account open.