level 2. byson1984. You then have to convert them to GBP if that’s what you want. Does Vanguard produce the best investment tracker funds? A key missing component here is the FX charges which can be huge for investing in US stocks (Freetrade is not so free with a 0.45% FX charge compared to just 0.1% for Degiro). They sent a notification email to those who registered interest. An investment tracker fund does this by buying shares, in the case of an equity index, in the relevant proportions in order to replicate the index in question. thanks all. Those interested in the Vanguard SIPP should also read the section below on Vanguard alternatives. The platform charge is fixed at £3 a month for the ISA across the portfolio, so I'm going to assume this is negligable over time. 0.15% over £250K. Sorry – long post Joining Cavendish in 1986 after graduation, she spent time working as an analyst before becoming a fund manager, during which time she developed her specialism in Asian and Latin American equities.